Frequently Asked Questions

Recoinfra stands for Recognition Infrastructure. We are building a shared system that helps banks, development finance institutions (DFIs), and investors make sense of creative economic activity, things like music royalties, fashion licences, film distribution rights, and design contracts, so that this activity can be evaluated consistently and used to support financing and other consequential decisions.

Nigeria's creative economy generates real, measurable value, but the evidence of that value (contracts, registries, platforms, payment records, royalty statements) is scattered across many different systems and never organised into a form that financial institutions can easily use. We call this the "Recognition Gap": the distance between the value that already exists and the value that institutions can actually see and act on.

No. Recoinfra does not lend money directly. It is infrastructure, not a financing programme. It focuses on a specific layer of the problem: turning fragmented evidence into trusted, structured information that banks, DFIs, and investors can use as an input into their own lending, investment, or guarantee decisions.

At a high level, three things happen: Classification. A creative asset, like a master recording or a garment design, is classified using a common structure called the Creative Value Stack. Evidence and verification. The evidence supporting that asset (contracts, registrations, royalty statements, and so on) is checked and assigned a confidence level. Scoring. The verified evidence is assessed against a methodology to produce a Recognition Score: a Grade (R1 to R5), an Index (0 to 100), and an Outlook (whether the position is improving, stable, or deteriorating). An institution can then use that Recognition Score alongside its own credit, valuation, and risk processes.

Think of it as a structured, evidence-based summary of how well a creative asset's value can currently be understood and trusted, not a prediction of how commercially successful it will be, and not a credit rating.

The framework has been developed in detail across nine creative sectors: Music, Fashion, Film, Publishing, Visual Art, Design, Photography, Advertising, and Architecture. Gaming and Animation are planned for a later stage.

Banks and DFIs, who can use the Recognition Score as a structured input into assessing creative-sector opportunities. Investors, who can use it as a comparable signal across different types of creative assets. Creative enterprises, who can build an evidence file and request a Recognition Certificate to present to lenders, investors, or partners.

No. Recoinfra references organisations like WIPO and initiatives such as Nigeria's National Intellectual Property Policy and Strategy (NIPPS) to describe the broader policy and market context our work sits within. Referencing this context is not a claim of partnership, sponsorship, or endorsement. Where we have complementary work with another organisation, we will say so explicitly.

Recoinfra is under active development. The core methodology, the Creative Value Taxonomy, Recognition Standards, and Recognition Score, is complete and available on request for institutional and research engagement. A pilot with a financial partner, scoring real evidence files, is the current and only active step. Broader rollout depends on what that pilot shows.

Creative enterprises can apply to join the six-month pilot cohort. Banks and DFIs can register interest to review pilot outcomes as they are produced. Everyone else, including researchers and press, can request more information. For all of the above, email hello@recoinfra.org.