Making creative economic value legible to institutions.

Recoinfra stands for Recognition Infrastructure. We are building a shared system that helps banks, development finance institutions (DFIs), and investors make sense of creative economic activity, things like music royalties, fashion licences, film distribution rights, and design contracts, so that this activity can be evaluated consistently and used to support financing and other consequential decisions.

Nigeria's creative economy generates real, measurable value, but the evidence of that value (contracts, registries, platforms, payment records, royalty statements) is scattered across many different systems and never organised into a form that financial institutions can easily use. We call this the "Recognition Gap": the distance between the value that already exists and the value that institutions can actually see and act on.

No. Recoinfra does not lend money directly. It is infrastructure, not a financing programme. It focuses on a specific layer of the problem: turning fragmented evidence into trusted, structured information that banks, DFIs, and investors can use as an input into their own lending, investment, or guarantee decisions.

At a high level, three things happen: Classification. A creative asset, like a master recording or a garment design, is classified using a common structure called the Creative Value Stack. Evidence and verification. The evidence supporting that asset (contracts, registrations, royalty statements, and so on) is checked and assigned a confidence level. Scoring. The verified evidence is assessed against a methodology to produce a Recognition Score: a Grade (R1 to R5), an Index (0 to 100), and an Outlook (whether the position is improving, stable, or deteriorating). An institution can then use that Recognition Score alongside its own credit, valuation, and risk processes.

Think of it as a structured, evidence-based summary of how well a creative asset's value can currently be understood and trusted, not a prediction of how commercially successful it will be, and not a credit rating.